@font-face{font-family:Montserrat;font-weight:500;font-display:swap;src:url(/fonts/montserrat-500.woff2) format("woff2")}
@font-face{font-family:Montserrat;font-weight:600;font-display:swap;src:url(/fonts/montserrat-600.woff2) format("woff2")}
@font-face{font-family:Montserrat;font-weight:800;font-display:swap;src:url(/fonts/montserrat-800.woff2) format("woff2")}
:root{--ink:#201E1A;--gold:#E6B82E;--terra:#C65D3A;--bone:#F7F0E2;--olive:#536047;--mut:#b9b2a3;--line:rgba(247,240,226,.2);--f:Montserrat,system-ui,Arial,sans-serif;color-scheme:dark}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--ink);color:var(--bone);font:500 clamp(1rem,.95rem + .25vw,1.12rem)/1.65 var(--f);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg{display:block;max-width:100%}a{color:inherit}
.wrap{width:min(1120px,100% - 40px);margin-inline:auto}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:var(--gold);color:var(--ink);padding:8px 12px;z-index:99}
header.top{position:sticky;top:0;z-index:20;background:rgba(32,30,26,.88);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;height:64px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:800;font-size:1.25rem;letter-spacing:-.02em}
.brand svg{height:30px;width:auto}.brand b{color:var(--gold);font-weight:800}
nav.nav{display:flex;gap:22px;align-items:center;font-size:.9rem;font-weight:600}
nav.nav a{text-decoration:none;opacity:.85}nav.nav a:hover{opacity:1;color:var(--gold)}
.btn{display:inline-flex;align-items:center;gap:10px;background:var(--gold);color:var(--ink);font:800 .95rem var(--f);text-decoration:none;padding:14px 22px;border:0;border-radius:12px;cursor:pointer;transition:transform .2s,box-shadow .2s}
.btn:hover{transform:translateY(-2px);box-shadow:0 8px 0 var(--terra)}
.btn.ghost{background:transparent;color:var(--bone);border:2px solid var(--line)}.btn.ghost:hover{box-shadow:0 8px 0 rgba(247,240,226,.2);border-color:var(--bone)}
nav.nav .btn{padding:9px 16px;font-size:.85rem}nav.nav .btn:hover{color:var(--ink)}
.hero{position:relative;padding:clamp(56px,9vw,120px) 0 clamp(48px,7vw,96px);overflow:hidden}
.hero:before{content:"";position:absolute;right:-12%;top:-30%;width:60vw;height:60vw;border-radius:50%;background:var(--terra);opacity:.14}
.hero:after{content:"";position:absolute;left:-14%;bottom:-40%;width:46vw;height:46vw;border-radius:50%;background:var(--gold);opacity:.1}
.hero .wrap{position:relative;z-index:1}
.chip{display:inline-flex;gap:8px;align-items:center;border:1.5px solid var(--gold);color:var(--gold);padding:5px 12px;border-radius:99px;font-size:.78rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}
.chip i{width:8px;height:8px;border-radius:50%;background:var(--gold);animation:p 1.8s infinite}@keyframes p{50%{opacity:.25}}
h1{font-weight:800;font-size:clamp(2.6rem,8vw,6rem);line-height:1;letter-spacing:-.04em;margin:22px 0 22px;max-width:14ch}
h1 em{font-style:normal;color:var(--gold)}
.lead{font-size:clamp(1.1rem,1.6vw,1.4rem);max-width:46ch;color:var(--bone);opacity:.88;margin:0 0 30px}
.row{display:flex;gap:14px;flex-wrap:wrap}
.tk{margin-top:clamp(40px,6vw,72px);max-width:760px;filter:drop-shadow(0 18px 30px rgba(0,0,0,.4));transform:rotate(-1.5deg)}
.tk svg{width:100%;height:auto}
section.band{padding:clamp(60px,9vw,120px) 0;border-top:1px solid var(--line)}
h2{font-weight:800;font-size:clamp(2rem,5vw,3.6rem);line-height:1.05;letter-spacing:-.035em;margin:0 0 clamp(24px,4vw,44px)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,5vw,72px)}
.big{font-size:clamp(1.15rem,1.8vw,1.5rem);line-height:1.55;margin:0 0 18px}
.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.grid.three{grid-template-columns:repeat(3,1fr)}
.card{position:relative;background:var(--bone);color:var(--ink);padding:26px 24px 24px;border-radius:14px;
  -webkit-mask:radial-gradient(circle 11px at 0 56px,#0000 98%,#000) left/51% 100% no-repeat,radial-gradient(circle 11px at 100% 56px,#0000 98%,#000) right/51% 100% no-repeat;
  mask:radial-gradient(circle 11px at 0 56px,#0000 98%,#000) left/51% 100% no-repeat,radial-gradient(circle 11px at 100% 56px,#0000 98%,#000) right/51% 100% no-repeat}
.card h3{margin:0 0 8px;font-weight:800;font-size:1.1rem;letter-spacing:-.01em}.card p{margin:0;font-size:.95rem;color:#3b362e;line-height:1.5}
.card:nth-child(4n+2){background:var(--gold)}.card:nth-child(4n+3){background:#e4a58f}.card:nth-child(4n){background:#c9cfbf}
.grid.three .card:nth-child(n){background:var(--bone)}.grid.three .card:nth-child(3n+2){background:var(--gold)}.grid.three .card:nth-child(3n){background:#e4a58f}
.note{margin:22px 0 0;color:var(--mut);max-width:62ch;font-size:.95rem}
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:s}
.steps li{border-top:3px solid var(--gold);padding-top:14px}.steps li:nth-child(2){border-color:var(--terra)}.steps li:nth-child(3){border-color:var(--bone)}.steps li:nth-child(4){border-color:var(--olive)}
.steps b{display:block;font-size:1.15rem;margin-bottom:4px}.steps span{color:var(--mut);font-size:.95rem}
.faq details{border-top:1px solid var(--line);padding:18px 0}.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;font-weight:800;font-size:1.1rem;list-style:none;display:flex;justify-content:space-between;gap:16px}.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";color:var(--gold)}.faq details[open] summary:after{content:"–"}.faq p{margin:10px 0 0;color:var(--mut);max-width:62ch}
form.q{display:grid;gap:14px;max-width:640px}
form.q label{display:grid;gap:6px;font-weight:700;font-size:.9rem}
form.q input,form.q select,form.q textarea{font:500 1rem var(--f);background:#2b2823;color:var(--bone);border:2px solid var(--line);border-radius:10px;padding:13px 14px;width:100%}
form.q input:focus,form.q select:focus,form.q textarea:focus{outline:0;border-color:var(--gold)}
form.q textarea{min-height:120px;resize:vertical}.hp{position:absolute;left:-9999px}
.msg{min-height:1.4em;font-weight:700}.msg.ok{color:var(--gold)}.msg.err{color:#ff9a7d}
footer{border-top:1px solid var(--line);padding:36px 0 48px;color:var(--mut);font-size:.9rem}
footer .wrap{display:flex;gap:18px;justify-content:space-between;flex-wrap:wrap;align-items:center}
footer a{text-decoration:none;border-bottom:1px solid var(--line)}footer a:hover{color:var(--gold)}
.rv{opacity:0;transform:translateY(18px);transition:opacity .6s,transform .6s}.rv.in{opacity:1;transform:none}
.nojs .rv{opacity:1;transform:none}
@media(max-width:900px){.grid{grid-template-columns:repeat(2,1fr)}.grid.three{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.two{grid-template-columns:1fr}nav.nav a:not(.btn){display:none}}
@media(max-width:520px){.grid{grid-template-columns:1fr}.steps{grid-template-columns:1fr}.row .btn{width:100%;justify-content:center}}
@media(prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}.chip i{animation:none}}

.rates{display:grid;grid-template-columns:1fr 1fr;gap:clamp(18px,3vw,32px)}
@media(max-width:820px){.rates{grid-template-columns:1fr}}
.rate{background:var(--bone);color:var(--ink);border-radius:18px;padding:clamp(24px,3.4vw,40px);display:grid;gap:8px;align-content:start}
.rate.promo{background:var(--gold)}
.rate .tag{font-weight:800;font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;opacity:.75}
.rate .pct{font-size:clamp(3.6rem,9vw,6.4rem);line-height:.95;font-weight:800;letter-spacing:-.05em}
.rate .pct small{font-size:.28em;letter-spacing:0;font-weight:800}
.rate h3{margin:4px 0 0;font-size:1.2rem;font-weight:800}.rate p{margin:0;line-height:1.55;color:#3b362e}
.hl{display:inline-flex;align-items:center;gap:10px;border:1.5px solid var(--gold);color:var(--gold);padding:6px 14px;border-radius:99px;font-weight:800;font-size:.8rem;letter-spacing:.08em;text-transform:uppercase}

.prose{max-width:none}.prose p{margin:0 0 16px;max-width:62ch;font-size:clamp(1.05rem,1.4vw,1.2rem);line-height:1.7}
.bul{margin:14px 0 0;padding:0;list-style:none;display:grid;gap:10px;max-width:62ch}
.bul li{position:relative;padding-left:24px;line-height:1.55}
.bul li:before{content:"";position:absolute;left:0;top:.5em;width:12px;height:12px;border-radius:3px 6px 6px 3px;background:var(--gold)}
.page{padding:clamp(48px,8vw,110px) 0 clamp(24px,4vw,50px)}
.page h1{font-weight:800;font-size:clamp(2.4rem,7vw,5rem);line-height:1;letter-spacing:-.04em;margin:0 0 20px;max-width:18ch}
.page .lead{font-size:clamp(1.1rem,1.6vw,1.4rem);max-width:54ch;opacity:.88;margin:0}
.panel{background:#2b2823;border:1px solid var(--line);border-radius:16px;padding:clamp(20px,3vw,32px)}
.panel h3{margin:0 0 6px;font-size:1.25rem;font-weight:800}
.two2{display:grid;grid-template-columns:1fr 1fr;gap:clamp(18px,3vw,32px)}
@media(max-width:820px){.two2{grid-template-columns:1fr}}
.sub2{margin:0 0 14px;font-size:1.05rem;font-weight:800;letter-spacing:.02em}
.steps.six{grid-template-columns:repeat(3,1fr)}
.steps b em{display:block;font-style:normal;color:var(--gold);font-size:.8rem;letter-spacing:.1em;margin-bottom:4px}
@media(max-width:900px){.steps.six{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.steps.six{grid-template-columns:1fr}}
.backers{display:grid;grid-template-columns:1fr 1fr;gap:clamp(18px,3vw,32px)}
@media(max-width:820px){.backers{grid-template-columns:1fr}}
.bcard{background:var(--bone);color:var(--ink);border-radius:16px;padding:clamp(22px,3vw,34px);display:grid;gap:14px;align-content:start}
.bcard p{margin:0;color:#3b362e;line-height:1.6}.bcard h3{margin:0;font-weight:800;font-size:1.2rem}
.bcard .logo{min-height:40px;display:flex;align-items:center}.bcard .logo img{height:36px;width:auto}
.bcard .fkw{display:inline-flex;align-items:center;gap:10px;font-weight:800;letter-spacing:.16em;font-size:1.2rem;color:var(--ink)}.bcard .fkw svg{width:38px;height:38px}
.bcard a.l{font-weight:800;color:var(--ink);text-decoration:none;border-bottom:2px solid var(--terra);justify-self:start}
.bk{display:inline-flex;align-items:center;gap:10px;text-decoration:none;font-weight:800;letter-spacing:.16em;font-size:.95rem;color:var(--bone);opacity:.92}.bk:hover{opacity:1}.bk .fkm{width:28px;height:28px}.bk img{height:24px;width:auto}
.fcols{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:clamp(20px,4vw,56px);width:100%;margin-bottom:26px}
.fcols h4{margin:0 0 10px;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--mut)}
.fcols a{display:block;text-decoration:none;border:0;padding:4px 0;color:var(--bone);opacity:.85}.fcols a:hover{opacity:1;color:var(--gold)}
.fcols .bk{display:inline-flex;margin:4px 0 10px}
@media(max-width:760px){.fcols{grid-template-columns:1fr}}
footer .wrap{display:block}
.menu{display:none;background:transparent;border:1.5px solid var(--line);color:var(--bone);font:800 .8rem var(--f);padding:9px 13px;border-radius:10px;cursor:pointer}
@media(max-width:900px){
  .menu{display:inline-block}
  nav.nav{position:absolute;left:0;right:0;top:64px;background:#201E1A;border-bottom:1px solid var(--line);padding:14px 20px 22px;display:none;flex-direction:column;align-items:flex-start;gap:14px}
  header.top.open nav.nav{display:flex}
  nav.nav a:not(.btn){display:inline!important}
}